CHOOSE FROM PHILCARE'S AFFORDABLE HEALTH PLANS SUITED FOR YOU AND YOUR FAMILY'S NEEDS
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*These programs are for 15 days-65 years old. Latest age to enroll is 60 years old. Medical Examination is required for 50 years old and above. Purchase through your accredited PhilCare agent.
Health LUXE is a comprehensive health plan that promotes overall wellness and healthy lifestyle. It gives you direct access to health care, travel assist, and lifestyle services all rolled into one. Taking care of you the Health LUXE way.
All-Inclusive Health Coverage
This health program provides preventive care, outpatient care, hospitalization and emergency care. It ensures that members are provided with a holistic health experience to maintain and elevate the lifestyle you enjoy.
Convenient Access
Keep your health in check at your own pace and convenience. With Health LUXE, you are provided with direct access to: More than 500 hospitals nationwide including premium hospitals in Metro Manila such as Asian Hospital and Medical Centre, St. Lukes Global, St. Lukes Quezon City, Makati Medical Center, Cardinal Santos Medical Center and The Medical City. More than 400 accredited clinics nationwide for outpatient care.
Global Asssistance When You Need It
PhilCare Travel assist and PhilCare Lifestyle Concierge gives you worldwide assistance anytime you need it. Enjoy overall concierge take care of your personal needs, from deliveries to reservations. Powered by assist america, this program provides you with worldwide medical emergency services such as emergency medical evaluation, hospital admission assistance, medical monitoring and repatriation, and prescription assistance.
High Benefit Lists Per Illness
Benefit limit is expressed in Maximum Benefit Limit per illness per contract year up to Php300,000 per member.
Pre-existing Conditions Coverage
Covers up to Php10,000(annual benefit limit) for any condition for which you have received medical advice or treatment prior to enrollment.
Exclusive Perks From Lifestyle Partners
The Wellness Buddies program gives you special access and discounts to different lifestyle and wellness partners nationwide. Take advantage of special privileges in these establishments only members can enjoy.
Financial Assistance and Protection
Accidents are unpredictable but inevitable, so you need to be prepared. Provide financial security for your family through the following:
- Term life insurance
- Accidental death and dismemberment coverage of Php100,000 per member
- Includes memorial hotline assistance
Health PRO is comprehensive health program that provides coverage for preventive, out-patient, in-patient, emergency care including ambulance service, and additional financial assistance such as term life insurance and accidental death and dismemberment.
| Benefits | Plan150 | Plan300 |
| Room Type | Semi-private | Private |
| Room Rate | Open | Open |
| Maximum Benefit Limit per illness (for all illnesses) |
Php150,000 | Php300,000 |
Our Benefits
- Preventive Health Care
- Outpatient Services - access to PhilCare-owned clinics
- Inpatient Health Care - access to more than 450 hospitals nationwide including St. Lukes QC, Makati Medical Center, Cardinal Santos Medical Center and The Medical City
- Emergency Care
- Term Life insurance and Accidental Death and Dismemberment coverage of Php100,000 each
- Travel Assist program powered by Assist America
Health 360 is a comprehensive health program that provides coverage for preventive, out-patient, in-patient, emergency care including ambulance service, and additional financial assistance such as term life insurance and accidental death and dismemberment.
| Benefits | Plan100 | Plan150 | Plan300 | Plan500 |
| Room Type | Ward | Semi-Private | Private | Private |
| Room Rate | Php900 | Php1,000 | Php1,400 | Php1,400 |
| Annual Benefit Limit (for all illnesses) |
Php100,000 | Php150,000 | Php300,000 | Php500,000 |
Our Benefits
- Preventive Health Care
- Outpatient Services - access to PhilCare-owned clinics
- Inpatient Health Care - access to more than 450 hospitals nationwide including St. Lukes QC, Makati Medical Center, Cardinal Santos Medical Center and The Medical City
- Emergency Care
CORPORATE AND SME HEALTH PLANS
Comprehensive Group Programs
Employers can fully customize the amount and conditions of coverage and cal also opt to include benefit riders to the plans.
SME Product
Employers can choose to pay for group premium and PhilCare will take care of all agreed and coverable services.
- SME Luxe
Medical Insurance
A reimbursement plan that provides payment for actual, necessary, reasonable and customary/standard hospital expenses incurred for confinement/hospitalization, as a result of sickness or injury based on a defined schedule of benefits. The plan allows the patient to choose his/her own doctor and hospital. Member may avail of medical services and treatment in PhilCare's affiliated hospitals without initial cash-out, subject to company's schedule of benefits and hospital access. The member only needs to present the Letter of Authority(LOA) issued by PhilCare to the hospital.
Managed Health Plan
(Third Party Authorization - TPA)
This is a self-insured healthcare agreement where the client designs the care budget within a specific budget for the healthcare need of the company.
Unbundled Program
This is an excellent entry-level customizable health program that can help new and emerging companies provide hospitalization care services coverage for their teams.
